#Fintech
5 storiesVivid’s “Private 4%” Email: A Promo Rate, Not a Monthly Miracle
Vivid has been quietly emailing select personal account holders to confirm their eligibility for a 4% interest rate—but the offer is an annual promotional rate lasting four months, not a monthly return. The move fits a broader pattern of European neobanks using temporary high-yield “hook” rates to attract deposits while the ECB remains cautious on cuts.

Ipsos Poll Finds 72% of Americans Want Candidates Who Back US-Built Fintech
The DeFi Education Fund survey shows broad support for keeping fintech builders in the US, but only 13% prioritise candidates who champion crypto and DeFi.

AI Trading Hits Unprecedented Levels as EU Crisis Reshapes Global Markets
AI trading has surged during the EU crisis, now handling 68% of European trading volume and outperforming human traders in volatile markets.

The Great Migration: Why European Savers Are Moving Their Money from Traditional Banks to Revolut and N26
A wave of concern over the EU's Savings and Investments Union plan is driving a quiet but significant exodus from traditional bank accounts to digital alternatives.
The Invisible Rate: Inside N26's Unlisted 4% Deposit Program for Scandinavia's Quiet Elite
There is a savings product in Scandinavia that pays 4% interest, and almost no one can get it.